Credit Officer

About

Accessbest Capital is seeking an experienced and result-driven credit officer to join our team in Benin City and Aba to manage loan sourcing, appraisal, and recovery.

Requirements

• Minimum of OND in any relevant discipline
• At least 2 years' hands-on experience as a credit officer in a microfinance bank, finance company, fintech, cooperative, or lending institution
• Proven track record in loan sourcing, disbursement, and recovery
• Strong communication, negotiation, and customer relationship management skills
• Good knowledge of credit risk assessment and portfolio management
• Ability to work independently and meet performance targets

Responsibilities

• Source and onboard qualified loan customers
• Conduct customer appraisal, verification, and credit assessment
• Recommend suitable loan facilities based on customers' needs and repayment capacity
• Disburse loans, monitor loan performance and ensure timely repayments
• Maintain strong relationships with existing and prospective customers
• Achieve assigned loan disbursement and recovery targets
• Prepare and submit weekly credit and portfolio reports
• Ensure compliance with company credit policies and regulatory requirements